스크립트 결제부분에보면요
if (f.how_check[0].checked == false && f.how_check[1].checked == false)
        {
                alert('결제수단을 선택해 주세요.          ');
                return false;
        }

        var pg_price        = price;  //결제금액
        var pg_oid                = "<?=$CART_UID?>_" + price; //주문번호
        var pg_goodsname= "캐쉬충전"; //주문상품
        var pg_username = "<?=$MEMBER_DATA[MB_NAME]?>";  //주문인이름
        var pg_userid   = "<?=$v_LogId?>";     //주문인회원ID
        var pg_useremail= "<?=$MEMBER_DATA[MB_EMAIL]?>"; //주문인이메일
        var pg_usertel  = "<?=$MEMBER_DATA[MB_HOME_TEL]?>"; //주문인전화
        var pg_userpcs  = "<?=$MEMBER_DATA[MB_HAND_TEL]?>"; //주문인휴대폰
        var pg_useraddr = ""; //배송지주소
        var pg_basedir        = "<?=$root[base]?>";  //킴스몰경로


        if (f.how_check[0].checked == true)
        {
                var pg_cid                = "<?=$card_pgid?>"; //신용카드결제상점아이디
                var pg_name     = "<?=$card_pg?>";   //신용카드결제PG폴더명
                <?if($card_pgid ) include '../pg/card/'.$card_pg.'/connect.php'?>
        }
        else {

                var pg_cid                = "<?=$phone_pgid?>"; //휴대폰결제상점아이디
                var pg_name     = "<?=$phone_pg?>";   //휴대폰결제PG폴더명
                <?if($phone_pgid) include '../pg/phone/'.$phone_pg.'/connect.php'?>
        }

이런부분이 있는데요 여기 맨밑에 계좌이체를 넣고 싶어서

if (f.how_check[0].checked == false && f.how_check[1].checked == false && f.how_check[2].checked == false)
        {
                alert('결제수단을 선택해 주세요.          ');
                return false;
        }

        var pg_price        = price;  //결제금액
        var pg_oid                = "<?=$CART_UID?>_" + price; //주문번호
        var pg_goodsname= "캐쉬충전"; //주문상품
        var pg_username = "<?=$MEMBER_DATA[MB_NAME]?>";  //주문인이름
        var pg_userid   = "<?=$v_LogId?>";     //주문인회원ID
        var pg_useremail= "<?=$MEMBER_DATA[MB_EMAIL]?>"; //주문인이메일
        var pg_usertel  = "<?=$MEMBER_DATA[MB_HOME_TEL]?>"; //주문인전화
        var pg_userpcs  = "<?=$MEMBER_DATA[MB_HAND_TEL]?>"; //주문인휴대폰
        var pg_useraddr = ""; //배송지주소
        var pg_basedir        = "<?=$root[base]?>";  //킴스몰경로


        if (f.how_check[0].checked == true)
        {
                var pg_cid                = "<?=$card_pgid?>"; //신용카드결제상점아이디
                var pg_name     = "<?=$card_pg?>";   //신용카드결제PG폴더명
                <?if($card_pgid ) include '../pg/card/'.$card_pg.'/connect.php'?>
        }        
        else if(f.how_check[1].checked == true)
        {
                var pg_cid                = "<?=$phone_pgid?>"; //휴대폰결제상점아이디
                var pg_name     = "<?=$phone_pg?>";   //휴대폰결제PG폴더명
                <?if($phone_pgid) include '../pg/phone/'.$phone_pg.'/connect.php'?>
        }
        else if(f.how_check[2].checked == true)
        {
                var pg_cid                = "<?=$phone_pgid?>"; //실시간계좌이체결제상점아이디
                var pg_name     = "<?=$bank_pg?>";   //실시간계좌이체결제PG폴더명
                <?if($phone_pgid) include '../pg/bank/'.$phone_pg.'/connect.php'?>
        }

이런식으로 고쳤는데 잘 돌아가는거는 같은데 확신이 안서서요 제대로 고친거 맞나요?^^;;